Best Stock Trading Apps In Canada For 2026

After two decades of DIY investing, I’ve had a front-row seat to the evolution of stock trading apps in Canada. Canadian investors had very limited options when I first launched Million Dollar Journey. The big banks dominated the market, trading fees were high, and mobile trading platforms were clunky and felt unreliable. Executing a stock trade from your phone was more frustrating than functional.

Fast forward to 2026, and the landscape looks completely different. Fintech disruptors have transformed the Canadian investing space, forcing traditional brokerages to modernise. Today’s best stock trading apps in Canada offer quick and easy account setup, zero-commission ETF trading, intuitive mobile interfaces, and powerful tools designed for both beginners and experienced investors.

While I still prefer using a desktop platform for in-depth research and portfolio management (which I cover in our Best Online Brokers in Canada comparison), I see more and more people investing using their phone. For many Canadians, especially investors under 35, stock trading apps are no longer a secondary option. Instead, they’ve become the primary way people buy, sell, and manage investments on the go.

Best Stock Investing Apps of 2026 Compared

My personal reviews come from the Android side of the fence (Samsung user here), but several of our MDJ team members are Apple loyalists as well. So we make sure to test each stock trading app on both major platforms so we can give you the most balanced, real-world feedback possible.

Below, we’ll break down each investing app’s strengths and weaknesses in areas such as user experience, research tools, and pricing. Hopefully, you’ll come away with a crystal-clear idea of which mobile platform will fit your investing style best!

Best Overall Stock Trading App: Qtrade

Qtrade’s app is fast and, easy to use and navigate, and Qtrade also has excellent customer support, making it perfect for beginners who need some extra assistance. 

The mobile app gives users access to extensive information on major North American exchanges and real time quotes for individual stocks. It also uses the latest encryption technology for enhanced security features.

“Qtrade excels in every area – especially in customer service.”

 Mark Brown, Investing and Rankings Editor for MoneySense

The team of writers at MDJ has made no secret of our love for QTrade, consistently ranking it as our top recommended DIY online broker in Canada over the years. Qtrade has consistently rewarded our faith and support by innovating impressive new details and re-investing in elite customer service, plus outstanding user experience. 

Then, to take it up another level, in late 2025, they went to 100% free trades and no annual account fees.

Qtrade also consistently offers the best sign up promotions that we see when it comes to Canadian Trading Apps. Currently, if you go to Qtrade and open a TFSA, RRSP, RESP, FHSA or a non-registered account, they’re going to give you up to $5,000.

• Minimum Balance: $0
• Trading Fees: 100% Free, including the buying & selling of ETFs and stocks
• Account Options: TFSA, RRSP, LIRA, RESP, RRIF, FHSA, LIF, Margin, Non-registered
• Current Promotion: Up to $5,000 Cashback + Unlimited Free Trades: see the full details here with our Qtrade Promo Code.   
• Full Review: Qtrade Review

Alternative Mobile Investing App: Questrade

Questrade’s basic mobile app, Questmobile, features an intuitive interface, streamlined design, and biometric login. Questrade built the app with speed and ease of use in mind, and it shows!

Questmobile (their new and totally redesigned mobile app) features an intuitive interface, streamlined design, and biometric login. Questrade built the app with speed and ease of use in mind—and it shows!

Questrade’s stock trading app also features Learning Mode, which allows investors to access definitions, stock and ETF information, and real time snap quotes (a step up from the previous 15 minute wait). 

Questrade ranks below Qtrade for our top recommended online trading platform. Their new online platform (redesigned to match the app) has caused more negative reactions than positive ones (it’s not our cup of tea either)—but as far as apps go we’ll be the first to admit that Questmobile is excellent. 

Please note that Questrade has another mobile app, Questrade Edge Mobile which is a more advanced app: “designed by active traders for active traders”.

• Minimum Balance: $0
• Trading Fees: Free stock trading and free to buy and sell ETFs
• Account Options: TFSA, RRSP, RESP, FHSA, LIRA, RIF, LIF, Non-registered, Corporate, Trust, Margin
• Current Promotion: Get 1% cash back   
• Full Review: Questrade Review

Best Big Bank Stock Trading App: TD Direct Invest

TD Direct Investing’s basic stock trading app (part of the main TD app) is nothing to write home about but they’ve been making interesting moves in 2022 with their TD Easy Trade app (formerly TD GoalAssist)

While TD’s usual stock trading rates are among the highest of all the DIY brokerages, at $9.99/trade, TD Easy Trade gives users 50 free stock trades a year before those fees kick in. They also offer unlimited TD ETF trades.

That means that if you’re just starting out and want to stick to a big bank stock trading platform, TD Easy Trade gives you the chance to get used to things without incurring any fees. There aren’t any account fees either, so it gives users a nice little grace period where they pay nothing at all. 

There are a couple of catches, though:

• TD Easy Trade offers RRSP, TFSA, FHSA and Non-registered accounts only
• TD Easy Trade users can only trade TD ETFs or stocks on Canadian and US markets

If you want to set up any other kinds of accounts or check out any other kinds of assets, this isn’t the app for you. But if you’re just getting started and don’t mind the comparative lack of options, TD Easy Trade is worth a look (did we mention the app is free?).

• Minimum Balance: $0
• Trading Fees: 50 free stock trades (then $9.99/trade), unlimited free TD ETF trades
• Account Options: RRSP, TFSA, FHSA, Non-registered
• Current Promotion: 1% cash back with promo code INVEST2026
• Full Review: TD Direct Investing Review

Solid Selection of Free ETFs: BMO InvestorLine

BMO InvestorLine is our pick for the best Canadian trading app if you want to stick to the major banks.

It’s not the cheapest option out there. However, many individuals are drawn to the convenience of keeping all of their financial and banking needs under one super-trustworthy roof. 

The BMO InvestorLine mobile app emphasizes flexibility, simplicity, security, convenience, and comprehensive information. For our money, it delivers on these promises and gives the smooth user experience you’d expect from a world-leading brand.

Most reviews of the BMO InvestorLine app indicate that it is straightforward and easy to use – It’s a simple 5-second thumb tap to shift money from your BMO chequing account, to your discount brokerage account, and put it to work for you.

However, others note that it is not as detailed as the desktop platform. There are also several complaints from users experiencing technical difficulties on a semi-regular basis. And of course, the fly in the ointment is the higher trading fees relative to Qtrade or Questrade.

Minimum Balance: $0
Trading Fees: $9.95 (free to trade 80 eligible ETFs)
Account Options: RRSP, TFSA, RESP, FHSA, RRIF, LIF, LIRA, Non-registered, Corporate, Trust, Margin
Current Promotion: Up to $10K in cash back.    
Full Review: BMO InvestorLine Review

Lowest Fees for a Big Bank Stock Trading App: CIBC Investor’s Edge

Although CIBC Mobile Wealth, the mobile app for CIBC Investor’s Edge, started out clunky and unresponsive, it has improved significantly over the past 5 years. 

CIBC Mobile Wealth connects users with a collection of tools that make it easy to monitor and understand your portfolio. They also have enhanced accessibility features for people who need them. 

CIBC’s standout feature is relatively lower fees compared to other big bank platforms ($6.95/trade, or $5.95 for students, compared to $9.95 for most other big banks). They also have a special $4.95 price for active traders. Young investors, aged 18-24, will profit from free trades.

If you’re looking for rock bottom fees, this isn’t the app for you—but if you want to stick with a big bank and need more account or investment options than TD Easy Trade can give you, it’s worth a look. Just keep in mind that those trading fees do add up.

• Minimum Balance: $0
• Trading Fees:  $6.95 ($5.95 for students, $4.95 for active traders, free for young investors)
• Account Options:  TFSA, RRSP, LIRA, RESP, FHSA, RIF, LIF, LIRA, Margin, Non-registered, Trust, Corporate
• Current Promotion: 100 free trades and up to $150 cash back
• Full Review: CIBC Investor’s Edge Review

Best Cryptocurrency Stock Trading App: Wealthsimple Trade

We can say with confidence that Wealthsimple Trade has the lowest fees of any stock trading app on this list. While it offers commission-free trading for both stocks and ETFs, just like Qtrade and Questrade, Wealthsimple Trade is unique in that you can also buy and sell options for $0. The pricing is, frankly, hard to beat.

That being said, when you get something for free you need to expect a trade-off. The Wealthsimple Trade app is clunky and confusing. It’s our least favourite mobile trading app by far. 

However…if you’re looking for the cheapest platform, this would be it. And that’s why it’s on our list. If your priority is an easy-to-use, well-designed app, look elsewhere – but you WILL save on fees with Wealthsimple Trade. It’s just a trade-off you need to be willing to make.

Also, keep in mind that if they’re not getting their money from trading fees, they’re getting it from somewhere (usually from selling your data or trying to upsell you). 

If you’re looking for a stock trading app that lets you play around with small sums without worrying about blowing your entire balance on fees that can cost up to $9.99 per trade, Wealthsimple Trade is a great choice. 

Wealthsimple’s robo advisor, Wealthsimple Invest, is one of the best in Canada, and we appreciate everything Wealthsimple offers to Canadian investors. For more information on Canadian robo advisors, check out our comprehensive Best Canadian Robo Advisors article. We just really don’t love the Wealthsimple Trade app or the platform in general.

• Minimum Balance: $0
• Trading Fees:  $0
• Account Options: TFSA, RRSP, RRIF, RESP, FHSA, LIRA, Non-registered personal, Corporate accounts, Margin accounts
• Current Promotion: $25 Cash Bonus
• Full Review: Wealthsimple Trade Review

Newest Stock Trading App in Canada: National Bank Direct Brokerage (NBDB)

The National Bank stock trading app has long been touted as a project the company was pursuing, but we finally got to see the early final product at the end of 2022. They started with a NBDB mobile stock market app on the Apple Store and Android users were left waiting.

Now, in 2026, the “NBC Wealth app” serves both Apple and Android users and has made many useful additions. You can transfer funds, trade securities, manage alerts and watchlists, and contact customer service agents through the app.

Both Apple and Android users rate it with 4.6-4.7 stars, but it still has issues to work out. Recent bugs and limitations mentioned by the first users include:

• Trouble logging in and issues with the app crashing.
• Reported to be very slow and laggy at times.
• Errors when trying to buy and sell.
• Can not be used to trade options.
• Poor and/or slow customer service.

We’ll continue to update our National Bank Direct Brokerage review as more details become available.

Best Stock Trading App for Dedicated Royal Bank Customers: RBC Direct Investing

Look, if you were to press me, I’d have to admit that there is nothing game-changing about the RBC Direct Investing mobile experience. As is the norm with many of the big bank apps – the stock trading app is embedded into their main app: RBC Mobile. It does what it’s supposed to, has a solid user interface, and is generally quite sound.

Perhaps one feature that is unique to the RBC trading app is their practice accounts. Only a few Canadian brokerages have practice accounts, so if that is something you’re interested in, then it’s available and works smoothly to get your investing feet wet.

Other than the practice account, the only real reason I think you go with the RBC Direct Investing mobile app is simply because it is the most convenient way to keep all of your assets under one banking roof. There is nothing wrong with being willing to pay a little more in commissions and quarterly account fees for the sheer convenience of going with Canada’s largest bank.

Personally, I have several accounts with RBC due to corporate partnerships. That didn’t stop me from shopping around for the best deal on a mortgage, a GIC, or a stock trading platform.

• Minimum Balance: $0
• Trading Fees: $9.95
• Account Options: RRSP, TFSA, RESP, FHSA, RRIF, LIF, LIRA, Non-registered, Corporate, Trust, Margin
• Current Promotion: None      
• Full Review: RBC Direct Investing Review

The Stock Trading App for Scotiabank Customers

Scotiabank has had some problems keeping up to its big bank competitors over the last few years. This has not only impacted its stock price, but has resulted in a subpar performance for the Scotiabank iTrade app as well.

If you peruse the Google Play reviews for the iTrade stock trading app, you’ll see that after the big update in 2022, there has been a disproportionate amount of issues with bugs and overall user experience.  Last year (2025) had mostly 1-star reviews, although there were a few happy users commenting that they were satisfied with the app.

Basic functionality issues like not being able to complete the sign-up process from within the app are understandably an issue for younger clients used to the seamless usability of modern fintech companies. Interestingly, there has also been pushback from some of the older users (judging from how long ago they started using the iTrade app) in regards to how difficult the new app is to navigate. The prevailing wisdom appears to be, “the old app was boring, but at least you could find what you needed to and it didn’t have any bugs.”

While I personally don’t mind the desktop Scotia iTrade platform, the mobile app does leave something to be desired. When you combine that with the big bank fees, the only people I could really recommend it to would be people who place a high premium on the convenience of keeping all of their banking assets under one roof – and already have everything set up within the broader Scotiabank universe.

• Minimum Balance: $0
• Trading Fees: $9.99
• Account Options: RRSP, TFSA, RESP, FHSA, RRIF, LIF, LIRA, Non-registered, Corporate, Trust, Margin
• Current Promotion: 1% cash back, to a maximum of $10,000
• Full Review: Scotia iTrade brokerage review

CI Direct Trading App

The CI Direct Trading App is still relatively new and doesn’t have that many downloads or ratings compared to other apps mentioned here. Note that this is not the CI Direct Investing App – which is actually their old robo advisor product (the former Wealthbar). CI’s DIY trading app, CI Direct Trading, has a 2.1 rating in the Apple iStore, and 2.3 in the Google Play store which are both decreased ratings since our last update of this article.

You’ll notice more users voicing frustration, confusion, or straight-up disappointment with how the platform functions. Quite a few folks mention that they initially signed up expecting the same level of polish they’d seen with CI Direct’s other tools, only to discover an experience that often feels clunky.

A recurring theme among the negative reviews is usability. Many users comment that the interface looks outdated compared to other trading apps and that navigation can be unintuitive for someone wanting to place trades quickly or check on their positions. This has led to widespread calls for a more modern design and simpler onboarding process. People who frequently trade on the go say they’ve come across slow loading times or trouble finding certain basic functionalities, like up-to-date quotes, account balances, or transaction history.

There’s also been significant mention of technical bugs and errors. Some users report that the app crashes during key moments like submitting trades or attempting to update personal details. Others describe issues with logging in, occasional blank screens, and trouble linking external bank accounts.

On the plus side, a handful of reviewers share that, once they reached someone in the CI Direct Trading team, their questions were answered promptly, and solutions were provided in a straightforward manner. However, many others describe feeling stuck in a loop of automated emails and slower-than-expected response times, especially when it comes to resolving account-related or tech issues.

Ultimately, if you’re looking into the CI Direct Trading app, you may want to manage expectations: it doesn’t yet seem to live up to the bar set by other low-cost trading platforms on the Canadian market. If you’re a dedicated CI user and can handle some hiccups, it might be workable. But considering the relatively high costs involved with the CI platform (whether you use it on a desktop or a mobile device) it’s pretty clear there are better options out there.

• Minimum Balance: $100
• Trading Fees: $1.99 – $7.99
• Account Options: Non-registered accounts (both CAD and USD) , RRSP (both CAD and USD), TFSA, RESP, RRIF, LIF, LIRA
• Current Promotion: None
• Full Review: CI Direct Trading Review

Best Canadian Stock Trading App for iPhone and Android

Most of Canada’s best stock trading apps have solid user reviews across both Apple and Android devices. TD Easy Trade is rated mid 4-stars by Apple users and around 4 stars by Android users. Questmobile and NBDB are both rated in the high 4 stars on both stores.

My partner and I both use Qtrade, which happens to be MDJ’s top pick for 2026. I’m firmly in the Android camp, while she’s an iPhone loyalist – and neither of us has run into any issues with the Qtrade app. Everything works as expected, and the experience is equally smooth on both platforms. Admittedly, we didn’t choose Qtrade because of their app (but rather everything else they bring to the table – you can see my Qtrade Review for more details).

Truthfully, there isn’t much separating the top apps when it comes to core functionality. The days of buggy mobile platforms and limited compatibility are mostly behind us. Today, all of the major players know just how important a seamless mobile experience is, and they’re constantly pushing updates to improve speed, reliability, and design.

If anything goes wrong now, it’s usually something minor – maybe a slightly clunky interface or a slower-than-ideal load time. Some users also note delays with customer service responses, but that tends to be more of a company-wide issue than an app-specific one.

Before choosing a trading app, it’s smart to skim through app store reviews on your device of choice – just keep two things in mind:

1. Look at the date of each review. These apps update frequently, and old complaints might already be irrelevant.
2. Remember that even a great app won’t make up for a weak platform. If the brokerage doesn’t offer the account types or ETFs you need, a slick interface won’t fix that.

Best Canadian Stock Trading Apps for Beginners

As mentioned in our review section, we recommend Qtrade for beginner users. Their mobile app and trading platform have excellent consumer education resources and top-notch usability. Their simplicity and versatility makes them our top choice for best stock trading app for beginners.

Frankly, most of Canada’s big banks have user-friendly apps that will work for the typical Canadian DIY investor. RBC, TD, CIBC and Scotiabank have all created discount brokerage apps that most Canadians would find fairly intuitive after a little reading on how to buy stocks in Canada. What separates BMO from that group is the combination of a wide range of account options and free ETF trading.

Of course, Qtrade still gets my personal top vote due to its edge in consumer education and cool portfolio analysis tools that provide beginner traders with some unique investment insights. If you’re just learning how to buy stocks in Canada, it can help you get everything sorted out.  

The other place where Qtrade really shines when it comes to beginner investors is in its customer service (where it has consistently ranked as the best in Canada for years). Customer service is never more important than when you’re just starting to get used to online investing and using the various platforms.

Best Free Stock Trading App For Canadians

It should be noted right off the bat that there is no such thing as a completely free stock trading app!

Sure, you might not pay anything upfront for a specific investing platform app, and you might even avoid per-trade fees. However, if you aren’t paying directly, then you can be sure that you’re paying in some other way.

Usually this payment comes from selling your data to the “big fish” further upstream and/or repeated ads that try to upsell you. If you’re familiar with the various controversies in regards to the “free” Robinhood stock trading app in the USA, then you know what I’m talking about.

For a very limited product that is free at the point of delivery, Wealthsimple Trade is an option.

While this platform allows you to trade stocks for free, it has many usability issues (that it claims to be gradually fixing), and poor customer service.

Wealthsimple was one of the first stock trading apps with no fees. However, over the years, many others have gone fee-free, so it’s no longer about the pricing alone. You have to look at the whole picture: app usability and reliability, account options, and customer service, to name a few.

To view other options available to Canadians, see our free stocks trading page.

Our top choices for free stock trading in Canada are Qtrade and Questrade. Like Wealthsimple, they offer free buying and selling of stocks and ETFs, but they come with superior apps and better customer service. 

Qtrade is not only our top pick, but repeatedly places above Questrade in rankings by third-party sources such as The Globe and Mail, and Moneysense. Plus, Qtrade’s promotions are the best we’ve seen.

For a thorough explanation of why Qtrade comes out on top, check out our head-to-head Questrade vs Qtrade comparison.

Best Stock Tracking Apps in Canada

I personally use my Qtrade account to do all of my tracking of stocks (whether they are on my wishlist or already part of my portfolio).

That said, I know several people who prefer to use a designated stock tracking app alongside their actual stock trading app that their broker provides.

By far the two most popular Canadian stock tracking apps are Passiv and Wealthica.  

Passiv is basically a no-brainer if you’re a Questrade user because you get it for free. The idea is that you’ll preset your risk tolerance, and the app will help you to rebalance your asset allocation when you’re no longer in the ideal zone for your designated risk level.

Wealthica currently works with the vast majority of stock trading apps and brokerage platforms in Canada, and is more of an overall personal finance app. It not only gives you a daily update of your portfolio, but also tracks your fees, net worth, and can even be used to create monthly budgets.

Canada’s Best Stock Trading Apps FAQ

Which Canadian Stock Trading App is Best For You?

In 2026, the best stock trading apps in Canada deliver a polished, reliable mobile investing experience with low fees and intuitive design. Platforms like Questrade, Wealthsimple Trade, and TD Easy Trade are consistently praised for their clean design, competitive fees, and ease of use, especially for newer investors.

That said, when it comes to overall value, Qtrade’s mobile trading app still stands well above the rest.

As I’ve outlined in our in-depth comparison of Canada’s best online brokerages, Qtrade continues to be my top recommendation for Canadian investors. With Qtrade currently offering up to $5,000 in cash bonuses for new accounts, plus unlimited free trades for everyone, it remains an easy platform to recommend year after year.

What truly sets Qtrade apart is its consistency where it matters most. Investors get access to powerful research tools, free ETF trades on both the buy and sell side, industry-leading customer service, and a mobile trading app that’s fast, stable, and intuitive. Whether you’re a beginner placing your first trade or an experienced investor switching from a frustrating platform, Qtrade offers the best balance of reliability and functionality available in Canada.

To be fair, all of the top stock trading apps in Canada have made meaningful improvements. Questrade and TD have significantly upgraded their mobile platforms in recent years. If you prefer keeping all of your investments under one big-bank umbrella, TD Direct Investing may be worth considering. Our TD Direct Investing Review breaks down how their full brokerage compares with the simplified TD Easy Trade app.

One of the biggest advantages of Qtrade is that it doesn’t lock essential features behind “elite trader” tiers. Every user gets access to the same high-quality tools and insights, whether you’re trading actively or dollar-cost averaging once a month. Unlike some mobile apps that feel like watered-down versions of their desktop platforms, Qtrade’s mobile app stands confidently on its own.

Of course, investors with very specific needs, such as advanced options trading or ultra-minimalist interfaces, may still want to explore alternatives like Questrade or TD Direct Investing. But for most Canadians looking for a no-nonsense, feature-rich, and well-supported stock trading app, Qtrade remains the best all-around choice in 2026.