What the industry can do for caravan parks
For some insurers, it could mean moving past blunt avoidance – the silent “no quote,” the sweeping exclusion, the excess so high it neuters the promise of protection – and instead investing in sharper underwriting that rewards mitigation. That could result in clearer pathways for parks to earn better terms through defensible vegetation management, upgraded drainage and power, raised services, firebreaks, flood plans, stronger building materials, and verifiable maintenance regimes. It also means transparency: if cover is being narrowed, show why, show how to improve, and stop relying on complexity as a pricing lever.